As per RBI’s directives, an entity with valid KYC documents (PAN Card, Address Proof, Indian Bank Account, Email Id & Mobile No.) can lend via a Peer-to-Peer Platform. Eligible Entities include:
Individual (18 years old or above)
HUF
Corporate (Incorporated under Indian Companies Act or RBI Listed Finance Companies)
Partnership Firm
Limited Liability Partnership (LLP)
Body of Individuals
Society
Artificial Body

Each lender can onboard the platform by following a simple 3 step process:
A Lender can sign up & create an account on the platform through the website / intermediary / partner dashboard by filling in the requisite details; adding / uploading their valid KYC documents and by agreeing to the privacy policy & terms and conditions stated on the website (www.p2pbazaar.com). On successfully creating an account, a welcome email shall be sent on the registered email id to log-into the account and view the lender’s dashboard. Our support team will verify each lender’s details / KYC and approve the lender’s registration generally within 24-48 hours.
Once the registration is verified and approved, the lender will get an e-agreement on their email which has to be signed using OTP sent on the lender’s email; or opt to sign a physical agreement (if requested). The agreement will have complete Terms and Conditions which each lender should thoroughly go through before signing the e-agreement / physical agreement.
Each lender can onboard the platform by following a simple 3 step process:
A Lender can sign up & create an account on the platform through the website / intermediary / partner dashboard by filling in the requisite details; adding / uploading their valid KYC documents and by agreeing to the privacy policy & terms and conditions stated on the website (www.p2pbazaar.com). On successfully creating an account, a welcome email shall be sent on the registered email id to log-into the account and view the lender’s dashboard. Our support team will verify each lender’s details / KYC and approve the lender’s registration generally within 24-48 hours.
Once the registration is verified and approved, the lender will get an e-agreement on their email which has to be signed using OTP sent on the lender’s email; or opt to sign a physical agreement (if requested). The agreement will have complete Terms and Conditions which each lender should thoroughly go through before signing the e-agreement / physical agreement.
Lending Funds / Making an Investment – Each lender needs to transfer funds into the Lender’s Escrow account either by using NEFT/RTGS/IMPS or through Payment Gateway provided on the lender’s dashboard (Wallet - Add Money Option) – Net Banking or UPI

Lenders can expect a net pre-tax yield ranging upto 7.50% to 10% XIRR Max. on the net invested amount. P2PBazaar, however, does NOT guarantee any returns. In the past, our Lenders have earned an average return up to 10.5% - 12% XIRR depending on the scheme opted by them. Each lender should evaluate their risk appetite and understand all the risks associated with the lending transactions and that P2P platform does not assure return of principal / payment of interest. The platform shall NOT be held liable for any loss of capital or returns. Reserve Bank of India does not accept any responsibility for the correctness of any of the statements or representations made or opinions expressed by the NBFC-P2P, and does not provide any assurance for repayment of the loans lent on it.

P2PBazaar does not charge any upfront / transaction fee to the investor/lender. The platform brings complete alignment with the lender’s interests wherein the entire loan servicing fee of P2PBazaar is earned only after the lender makes their indicated yield i.e. If the lenders’ portfolio’s net pre-tax yield is above the indicative pre-tax yield (XIRR) of the scheme selected, then P2PBazaar’ fees will be the difference of Lender’s Actual Portfolio Pre-Tax Yield XIRR and the Indicative Pre-Tax Yield (XIRR) of the Lender; else will be NIL. The Indicative yield and loan servicing fees charged by the platform shall differ depending on the scheme options selected by the Lender on the platform. However, if the Lender wants to pay the fees upfront, they can indicate the same to P2PBazaar in writing.

P2P Bazaar does not charge any upfront / transaction fee to the investor/lender. The platform brings complete alignment with the lender’s interests wherein the entire loan servicing fee of P2P Bazaar is earned only after the lender makes their indicated yield i.e. If the lenders’ portfolio’s net pre-tax yield is above the indicative pre-tax yield (XIRR) of the scheme selected, then P2PBazaar’ fees will be the difference of Lender’s Actual Portfolio Pre-Tax Yield XIRR and the Indicative Pre-Tax Yield (XIRR) of the Lender; else will be NIL. The Indicative yield and loan servicing fees charged by the platform shall differ depending on the scheme options selected by the Lender on the platform. However, if the Lender wants to pay the fees upfront, they can indicate the same to P2PBazaar in writing.