Simplified onboarding

Start your P2P investment Journey in just 2 minutes!

Transformed experience

Save times and efforts in a transparent and hassle-free manner

Amplified returns

Earn higher returns on your investment by using our analytical tools

Risk Mitigation

Diversify your P2P investment across multiple products and companies

Get to know P2P Lending

Peer-to-peer lending, also abbreviated as P2P lending, is the practice of lending money to individuals or businesses through online services that match lenders with borrowers. It is one of the most innovative financial products of recent times.

The P2P lending companies operate with lower overhead and provide their services at lower costs than traditional financial institutions. As a result, lenders can earn higher returns compared to savings and investment products offered by banks, while borrowers can borrow money at lower interest rates.

Evolution of P2P Industry

The first P2P lending company was founded in February 2005 in United Kingdom. Gradually it became popular in the entire Europe, United Stated and other parts of the world.

The Reserve Bank of India was proactive and prompt in introducing regulatory guidelines for the P2P sector in India. In October 2017 it made obligatory for all the P2P entities to procure an NBFC P2P License to protect the participant’s interest.

The inclusion of the sector into the ambit of a regulatory framework brought higher transparency, stability, awareness and credibility to P2P lending.

The future of the P2P lending sector in India is bright. With a *CAGR of 21.6%, the P2P lending market is predicted to reach $10.5 billion by 2026.

Do you know the P2P - NBFC Regulations?

The Reserve Bank of India (RBI) has been taking steps to regulate the fast-growing peer-to-peer (P2P) lending space. Some of these regulations are mentioned below:

Duties of P2P-NBFC Platforms

  • Undertake due diligence on the participants.
  • Undertake credit assessment and risk profiling of the borrowers and disclose the same to their prospective lenders.
  • Undertake documentation of loan agreements and other related documents.
  • Provide assistance in disbursement and repayments of loan amount.
  • Render services for recovery of loans originated on the platform.

  • Contact Us


    Peernet Technologies India Private Limited
    406, Goyal Trade Centre, Shantivan, Borivali East,
    Mumbai - 400066


    Chat on WhatsApp

    Your message has been sent. Thank you!